Terms of use

Points & Prime publishes general information about consumer credit cards and subscription memberships. It is not personalized financial advice, and it is not a recommendation that any particular product is suitable for you.

Stephen V. is not an investment adviser, a financial planner, a credit counselor, an accountant, or a legal or tax professional, and this site does not claim otherwise anywhere. Nobody here holds a financial credential — stated plainly on the about page rather than buried here.

Credit products carry real cost and real risk. Before applying for one, read the terms the issuer gives you, consider your own circumstances, and if the decision matters, take advice from someone qualified to give it.

Every rate, fee, APR, price and eligibility rule on this site carries a source link and the date we last checked it. We take that seriously — the method is published in full and a build check stops the site shipping with a figure more than 120 days unverified.

Even so: these terms are set by Amazon and by the card issuers, they change without notice, and they can differ by applicant. The terms shown to you by Amazon or the issuer at the moment you apply are the ones that govern your account, not the figures on this page. We provide the information as-is and without warranty that it is complete, current or applicable to your situation.

Where a figure could only be confirmed against a secondary source, the page says so on the line where the number appears. Please treat those with the extra caution the label implies.

• We have no relationship with, and do not act on behalf of, Amazon, Chase or Synchrony.
• We cannot see your credit file, your application, your account or your rewards balance.
• We cannot influence, expedite or overturn any decision an issuer makes, and we do not publish approval odds because no issuer publishes them.
• We are not responsible for decisions made by Amazon, an issuer, or by you.

Content. The text, tables, arithmetic and design on this site belong to Type 5 Marketing LLC. You are welcome to quote a short passage with a link back. Republishing pages wholesale is not permitted.

Trademarks. Amazon, Prime, Whole Foods Market, Audible, Chase, Visa and Synchrony are trademarks of their respective owners, used here for identification only. Points & Prime is not affiliated with, endorsed by, or sponsored by any of them.

External links. Links to other sites are provided for reference. We do not control those sites and are not responsible for their content or their terms.

Affiliate links. Some links to Amazon are affiliate links and pay us a flat fee if you sign up for a program. The full disclosure explains exactly how, and every such link is labeled on the page it appears on.

Liability. To the fullest extent permitted by law, Type 5 Marketing LLC is not liable for any loss arising from reliance on information published here. Your use of the site is on that basis.

Changes. These terms may be updated. The review date at the foot of this page moves when they are.

Write to info@pointsandprime.com.